Disclaimer – JPGPay (JPG Pay) Official Guide

• The only official website for JPG Pay guides is jpgpay.com.in – always check the domain in your browser address bar.
• Look for the padlock icon (HTTPS) and the exact spelling jpgpay.com.in – clone sites use lookalike domains.
• Bookmark the official site and open it directly instead of clicking links from SMS, WhatsApp or random Telegram groups.
• If a site looks like JPGPay but the domain is different, it is not us – close it and report it via the Contact Us page.

All information published on jpgpay.com.in is provided in good faith and for general educational and informational purposes only. The guides explain how the JPG Pay app works – registration, login, P2P token trading, withdrawals and referrals – but we make no warranty about the completeness, reliability or accuracy of this information.

Any action you take based on the information found on this website is strictly at your own risk. JPGPay is not liable for any losses or damages in connection with the use of this website or the JPG Pay app.

Nothing on this website constitutes financial, investment, legal or tax advice. Content about token trading, referral commissions and earnings describes how the platform model works – it is not a recommendation to trade or invest.

• Earnings from trading or referrals are never guaranteed and depend on your own activity and market movement.
• Token values can rise or fall, and you may lose money.
• Consult a qualified professional before making any financial decision involving the JPGPay app.

JPG Pay is not registered with the Reserve Bank of India (RBI) or the Securities and Exchange Board of India (SEBI). Tokens traded on the JPGPay app are not SEBI-regulated securities. UPI payments are processed by banks under standard UPI rules.

Whether P2P token trading is suitable or permitted for you depends on your own circumstances and local rules. You are responsible for checking this before you trade.

• Market risk: Token prices fluctuate and can move against you at any time.
• Counterparty risk: In P2P trading you deal directly with other users. Always verify payments in your own UPI/bank app before releasing tokens.
• No platform custody: The platform does not hold user funds; payments move directly between users via UPI.
• Dispute risk: If a trade goes wrong, use the in-app appeal system immediately.

P2P token trading is a relatively new model in India, and it operates differently from traditional stock or mutual fund investments. Here is what every JPGPay user should understand before placing their first trade:

• No deposit insurance: Unlike bank deposits protected under the DICGC scheme, DT tokens held in your wallet carry no government-backed insurance. If token values drop, there is no safety net.
• Liquidity depends on demand: You can sell DT tokens only when another user wants to buy them. In low-activity periods, selling may take longer than expected.
• Tax obligations: Income from token trading may be subject to Indian income tax laws. Consult a chartered accountant to understand your reporting obligations – this website does not provide tax advice.
• Emotional trading: Rapid price movements can trigger impulsive decisions. Set a personal limit before each trade and stick to it regardless of short-term price swings.
• Platform dependency: DT tokens exist only inside the JPGPay ecosystem. If the platform changes its terms, undergoes maintenance, or discontinues a feature, your trading options may be temporarily or permanently affected.

Understanding these risks upfront helps you make informed decisions. If any of these points concern you, consider starting with the smallest possible trade amount or consulting a financial advisor before proceeding.

This website may contain links to external sources such as the JPG Pay app download page, the official Telegram channel and related guide pages. We do our best to link only to relevant and safe resources, but we have no control over the content or availability of third-party destinations.

Beware of copycat websites, fake Telegram groups and clone apps that misuse the JPGPay name. Only trust links published on jpgpay.com.in. Full protection tips are on the User Safety page.

App features, fees, referral terms and withdrawal rules can change over time. We review and update our guides monthly, but the terms inside the JPG Pay app always take priority over this website. If you find outdated information, report it through the Contact Us page.

• JPGPay will never ask for your OTP, password, or UPI PIN.
• There is no public customer care number – support is only inside the app.
• Nobody legitimately needs payment to "create your account", "unlock withdrawals" or "activate your profile". Such requests are scams.
• Download the app only from the official JPG Pay download guide.

By using the JPGPay app and the information on this website, you acknowledge the following responsibilities:

• Due diligence: It is your responsibility to verify every trade, check every payment in your own UPI app, and ensure the counterparty's details match the order screen before confirming any transaction.
• Account security: Keeping your password strong, your OTP private, and your device secure is entirely your responsibility. JPGPay support will never ask for these credentials.
• Regulatory compliance: You are responsible for understanding whether P2P token trading is permitted under the laws applicable to you and for reporting any taxable income to the appropriate authorities.
• Risk acceptance: By trading on JPGPay, you accept that token values can decline, trades can fail, and earnings are never guaranteed. Only use funds you can afford to lose.
• Reporting fraud: If you encounter a fake website, a scam Telegram group, or a suspicious user inside the app, report it immediately through in-app support to protect the wider community.

By using this website, you consent to this disclaimer and agree to its terms. We may update this page at any time; changes will be published on this page with an updated "Last Updated" date. Continued use of the site after changes means you accept the revised disclaimer.

If you have questions about this disclaimer or anything published on jpgpay.com.in, please use our Contact Us page. For in-app issues, use the 24/7 in-app live chat support inside the JPG Pay app.